*{box-sizing:border-box}
:root{--navy:#14284b;--blue:#1f4f9a;--org:#f08a1c;--ink:#1d2433;--mut:#5f6b7d;--line:#e3e7ee;--bg:#f5f7fb}
body{margin:0;font:16px/1.6 "Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:#fff}
a{color:var(--blue)}a:hover{color:var(--org)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.top{background:var(--navy);color:#b9c6dc;font-size:13px}
.top .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:6px;padding-bottom:6px;flex-wrap:wrap}
.top a{color:#fff;text-decoration:none;margin-left:14px}.top b{color:var(--org)}
header.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand img{width:54px;height:54px}
.brand b{display:block;font-size:19px;line-height:1.1;letter-spacing:.2px}
.brand span{display:block;font-size:12px;color:var(--mut);text-transform:uppercase;letter-spacing:1.5px}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;flex-wrap:wrap}
nav a{display:block;padding:8px 12px;border-radius:6px;text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
nav a:hover,nav a.on{background:var(--bg);color:var(--blue)}
nav a.cta{background:var(--org);color:#fff}nav a.cta:hover{background:#d87410;color:#fff}
.hero{background:var(--navy) url("img/hero-pattern.svg") right center/auto 100% no-repeat;color:#fff;padding:72px 0 64px;position:relative;overflow:hidden}
.hero h1{font-size:46px;line-height:1.1;margin:0 0 16px;max-width:680px;font-weight:800}
.hero p{font-size:19px;max-width:600px;color:#cdd8ea;margin:0 0 26px}
.btn{display:inline-block;padding:13px 24px;border-radius:8px;background:var(--org);color:#fff;text-decoration:none;font-weight:700;margin:0 10px 10px 0}
.btn.ghost{background:transparent;border:2px solid #fff}
.btn:hover{color:#fff;filter:brightness(1.08)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:#fff;border-radius:12px;box-shadow:0 12px 32px rgba(20,40,75,.18);margin:-38px auto 0;position:relative;z-index:2}
.stats div{padding:22px 18px;text-align:center;border-right:1px solid var(--line)}.stats div:last-child{border:0}
.stats b{display:block;font-size:34px;color:var(--blue);line-height:1.1}
.stats span{font-size:13px;color:var(--mut);text-transform:uppercase;letter-spacing:1px}
section{padding:56px 0}
section.alt{background:var(--bg)}
h2{font-size:32px;color:var(--navy);margin:0 0 8px;font-weight:800}
h2+.lead{color:var(--mut);margin:0 0 28px;font-size:18px}
h3{color:var(--navy);margin:24px 0 8px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.card img{width:100%;height:190px;object-fit:cover;display:block}
.card .in{padding:18px 20px 22px}
.card .d{font-size:13px;color:var(--org);font-weight:700;text-transform:uppercase;letter-spacing:1px}
.card h4{margin:6px 0 8px;font-size:19px;color:var(--navy);line-height:1.3}
.card p{margin:0;color:var(--mut);font-size:15px}
.ph{height:190px;background:linear-gradient(135deg,#1f4f9a,#14284b);display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.75);font:700 44px Georgia,serif}
.pic{margin:0 0 22px}.pic img{width:100%;border-radius:10px;display:block}.pic figcaption{font-size:13px;color:var(--mut);margin-top:6px}
.two{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:start}
.quote{border-left:4px solid var(--org);padding:6px 0 6px 20px;font-size:19px;color:var(--navy);font-style:italic}
table{border-collapse:collapse;width:100%;margin:8px 0 18px;font-size:15px}
th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:var(--bg);color:var(--navy)}
.badge{display:inline-block;padding:2px 9px;border-radius:20px;font-size:12px;font-weight:700;background:#ffe9d2;color:#a2520b}
.badge.g{background:#e3f1e5;color:#2d6b37}.badge.s{background:#eceff4;color:#4a5568}
.note{background:#fff8ec;border:1px solid #f6d8a8;border-radius:10px;padding:16px 20px;margin:0 0 20px}
.page-h{background:var(--navy);color:#fff;padding:44px 0 36px}
.page-h h1{margin:0;font-size:38px}.page-h p{margin:6px 0 0;color:#b9c6dc}
.crumbs{font-size:13px;color:#93a3bd}.crumbs a{color:#cfdcf0}
.partners{display:flex;gap:26px;flex-wrap:wrap;align-items:center;color:var(--mut);font-weight:700}
.partners span{border:1px solid var(--line);border-radius:8px;padding:10px 16px;background:#fff}
footer{background:#0e1c36;color:#9fb0cc;padding:40px 0 24px;font-size:14px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
footer a{color:#dbe5f5;text-decoration:none}footer a:hover{color:var(--org)}
footer h5{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:1px;margin:0 0 10px}
footer .bot{border-top:1px solid #23355a;margin-top:28px;padding-top:16px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.burger{display:none}
@media (max-width:900px){.grid3,.two{grid-template-columns:1fr}.stats{grid-template-columns:repeat(2,1fr);margin-top:-24px}.stats div:nth-child(2){border-right:0}.stats div{border-bottom:1px solid var(--line)}
 .hero{padding:44px 0 52px;background-size:auto 60%}.hero h1{font-size:32px}.hero p{font-size:17px}
 header.nav .wrap{flex-wrap:wrap;padding-top:10px;padding-bottom:10px}nav ul{gap:0}nav a{padding:6px 9px;font-size:14px}
 footer .cols{grid-template-columns:1fr}h2{font-size:26px}.page-h h1{font-size:28px}}